Disclaimer

Last updated: July 15, 2026

SaveMoneyusingAI is a marketing and education site operated by LTFC GROUP. It includes a guided chat that collects information so we can connect interested visitors with companies we work with.

Referral site — not a debt settlement company

SaveMoneyusingAI is a referral and education site. We do not provide debt settlement services. We do not enroll you in a settlement program, negotiate with your creditors ourselves, or act as your debt settlement provider.

Any debt relief or settlement is handled by independently licensed companies we may connect you with. Those companies are separate from SaveMoneyusingAI. Their terms, fees, licensing, and results are theirs — not ours. You should review any agreement carefully with the company you are matched with.

Not professional advice

Nothing on this site is financial, investment, insurance, tax, accounting, debt settlement, or legal advice. We do not form an advisor–client or attorney–client relationship by your use of the site.

Settlement & payments

Debt settlement, if available through a partner company, typically requires you to make payments under a program. We do not offer free full debt forgiveness. Any examples of percentage savings (for example 30%, 50%, or higher) are illustrative only and not promises. Outcomes depend on creditors, balances, and the company you work with.

No guarantees

We do not guarantee any amount of savings, enrollment, legal outcome, credit outcome, or debt resolution. “Legal protection” features, if any, are described by the company you are matched with—not by this website alone.

Contact consent

If you submit your phone number and confirm the consent prompt, you agree to be contacted by phone and text about your inquiry as described in that prompt.

Third-party tools & AI

When you use third-party AI chat products or external services, their terms and privacy policies apply. AI systems can make mistakes; double-check outputs.

Affiliate disclosure

Some links may be affiliate links. If you buy through them, we may earn a commission at no extra cost to you. That does not change our obligation to be honest about tradeoffs — and it never obligates you to buy anything.

Your responsibility

You are responsible for decisions about debt, insurance, loans, spending, and business operations. If you are in crisis (eviction, foreclosure, domestic risk, self-harm), contact local emergency services or appropriate hotlines immediately.

Contact

Questions about this disclaimer or the site may be directed to LTFC GROUP: